Tag: not saving

I was thinking last night how irresponsible I have been with money. I love having the latest tech, I love spoiling my family, I love being able to give to my church and other charities every month. I love being able to travel. I have not focused on retirement like many of my friends. Yeah, I have a little something set aside, but nothing like I hear my friends talking about their retirement and pensions. I feel like a 53-year-old …